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Westpac has no typical
'banker' stereotype.
Diversity of thought is the
key to a productive
and successful business.”

Christos, 2016 Graduate
St. George Emerging Bankers


Sydney, Melbourne & Adelaide

Rotation structure:
12-18 months

Creating customer magic

We are a family of much loved brands: St.George, Bank SA and Bank of Melbourne and we are dedicated to helping family businesses to start, prosper, grow and contribute to their communities.

St.George was founded in the southern Sydney suburbs in 1937. Over the next 50 years, St.George built a reputation as Australia's foremost building society, before achieving full banking status in July 1992. In December 2008, St.George merged with Westpac Banking Corporation and the retail and business banking distribution businesses are now known as St.George Bank.

Why join us?

This is not a graduate program in the way you might expect. Our Emerging Banker program is designed to provide accelerated development and a career path to being a Business or Retail Banker – for both graduates and current employees who are passionate about building a career in banking.

Business Banking Program:

We service Business Customers in a range of segments, including: Small to Medium Enterprise (SME), right through to ASX listed companies. Our goal is to be No.1 by 2017 in all brands, geographies and segments and to be the fastest growing Business Bank & clear leader in Customer Advocacy. We are well on our way with our innovative SME business (Business Connect) being the fastest growing SME business in the country!

Retail Banking Program:

This program involves exposure across front-line technical and management roles. Our graduates will commence with front-line training within our retail branch network and learn the business from the ground up with experience within sales and service roles setting you on track to become a successful Branch Manager or Lending Manager.

Your graduate journey

Business Banking Program:

You will be appointed to a permanent role from day one where, in conjunction with a team of Relationship Managers, you will support and service a portfolio of Business Customers. The program is 18 months in duration. The first 6 months will be focused on embedding the key skills and knowledge to perform your role before you embark on a series of rotations to areas such as Credit, Product, Risk, Economist and other Business Bank segments. All rotations are designed to build broad knowledge and skills and form professional networks to fast track your success as a Banker of the future!

Retail Banking Program:

During the 12-18 months Retail Banking Program, you will embark on a series of rotations across our Retail business functions including time in our branch network, lending, business strategy & operations support areas.. You will have the opportunity to work on a region project alongside one of our Regional Executives and be an ambassador for our St. George Foundation. We will invest in your development by providing you with technical and soft skills training allowing you to gain hands on experience in each of your rotations. All rotations are designed to build broad knowledge and skills and form professional networks to fast track your success as a Banker of the future!

See your career take shape

Business Banking Program:

This program provides you with an awesome opportunity to get close and personal with the heart and soul of the Australian business sector. You will get the opportunity to visit customer sites, understand their business and how we can help them. 
At the end of the program, you will not need to apply for a permanent job.

Retail Banking Program:

This program provides you with an awesome opportunity to get up close and personal with the heart and soul of Retail Banking customers. You’ll have an opportunity to fast track your career as a Branch Manager or Lending Manager and gain exposure to the behind-the-scenes business functions that support our Branch teams

However, banking is a very diverse career and being part of the St.George Banking Group as well as the wider Westpac Group provides numerous avenues and opportunities for various career paths.

Meet Christos
St George Emerging Bankers - Business

Why would you recommend this graduate program?
The Westpac Group Graduate program is tailored to give you a well-rounded introduction into the corporate world. The rotations enable you to see so many different aspects of the business and advance your understanding of what opportunities are open to you within the wider business. The ability to meet with clients, analyse and understand their business, and watch them grow and evolve through financial assistance is incredibly fulfilling.

What does a typical day as a St George Emerging Banker grad involve?
As an analyst, days do tend to vary but can involve any or all of: Client meetings with prospective and existing connections, analysis of company financials, compiling company reports for submissions to credit for approval, meetings with credit and general research on companies and the industries they reside within.

Why do you love coming into work each day?
The two major reasons I love coming to work each day are the people I work with and the continual learning experienced within the program. The culture at St George is spoken about a lot and only when I started working within the business did I understand the impact a good working culture has on a healthy and productive working life.

How have you developed across your graduate year?
My Career Development has been phenomenal. Looking back to when I started working within the bank with little previous banking experience, and then comparing that base to where I am now, it is amazing to think only a year has passed. The investment in training, tutelage and support enables you to rapidly develop and blossom into your career at Westpac Group.

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